Wednesday, February 22, 2012
Credit Management
Credit Management like Debt Management is a unique strategy, only instead of helping you repay your debt; it shows you where you can make improvements on your credit. By analyzing your current credit reports and credit habits (paying bills) and coming up with a way to productively manage and repair your credit by getting it under control. Without Credit Management you can never fully understand how or why your credit score will affect your finances.
By using SFG, you will receive ongoing support, have someone to answer your questions, and provide you with the necessary tools to succeed.
Most companies that offer Credit Repair can actually end up costing you financially in the long run. They will charge a flat fee to get started, a fee for every item removed or repaired and a monthly service fee for as long as you stay with them. All of this is done, without teaching you anything.
SFG, on the other hand take a hands on educational approach where we teach you the process to repair you credit and maintain a good credit report.
Credit Review and Analysis (getting a copy of credit reports from all 3 bureaus etc.) The first part of the process is the Receive and Review Phase. In this phase we have received all 3 credit reports from the major reporting agencies.
These will play an important role in the credit management process. For example, during the review process we notice that one agency is report a score of 650 while another is reporting a score of 525. This tells us right off that the one that is reporting a 525 has different information that is costing you. During the Review Phase we will go over with you all the information contained in the reports. In doing so this will allow us to get to the Planning Phase.
In the planning phase, we take what we have reviewed and help you set up a plan of action, and make recommendations to any problems that were presented. Such as how to write letters, how to get items removed and how to get the correct information to show. You get a full plan of action to repair your credit, as well as keep it under control.
The last step is the Action Phase, which is your part (with our help of course). You get 12 months of support. We review your situation every 45 days for the first 3 months, and then every 90 days for the remaining months. We are also available to answer any questions you have, or if you need any additional help.
Also remember, you are very important to us. We feel each person deserves the best possible service; therefore we do not look at each circumstance as being the same. As with individuals, each debt is different and should be treated differently.
Start your individualized program today to get your Credit under control.
Click Here to fill out our application.
